Time for Some Reflection on Protection

For just a few dollars a month, Member’s Choice Mechanical Repair Coverage can save you hundreds or even thousands. Getting an auto loan is about more than just finding the perfect car, best rate, right price, or lowest payment – it’s also about having the most protection on your new or used vehicle.

Member’s Choice Mechanical Repair Coverage helps ensure that repairs to your vehicle can be covered when the unexpected happens. For a few dollars a month, you can protect your car and your finances from expenses that could total hundreds or thousands of dollars. Purchasing this extended warranty on a vehicle that is still covered by the manufacturer’s warranty provides you with the most convenient, cost-effective way to ensure uninterrupted protection and peace of mind if you own the car after the manufacturer’s warranty expires.

Protection begins immediately.

On the date of purchase, this Plan begins protecting you immediately from the potential cost and inconvenience of breakdowns with the Plan’s 24-hour roadside assistance, towing, emergency travel expense, and rental reimbursement. The coverage complements your manufacturer’s warranty because the roadside assistance and travel expense reimbursement can be used immediately, even if your vehicle breaks down during the manufacturer’s warranty period. Later on down the road, your protection continues seamlessly after the original warranty expires.

If you’re purchasing coverage for an eligible used vehicle that is no longer covered by a manufacturer’s warranty, you’ll have peace of mind knowing that you’re protected from the cost and inconvenience of breakdowns. Coverage is available for any eligible vehicle up to ten (10) years old and 100,000 miles or less.

You should always consider extended warranty protection.

Ask yourself these four simple questions to help determine your need for Mechanical Repair Coverage:

• How many miles do you typically drive in a year?
• How many years do you plan to keep your vehicle?
• How many total miles do you expect to drive your vehicle?
• How many miles remain under your factory warranty, if any?

Our “add-on miles” and “add-on term” features means that your coverage begins when you purchase the Member’s Choice Plan, and extends for the full term or mileage purchased.

The Plan pays for parts and labor for any covered repair.

You pay only the deductible amount you select - $0, $50, $100, or $250. The Plan also includes:

• Rental Reimbursement up to $30 per day for up to 5 days if your car is kept out of service overnight for covered breakdown
• 24-Hour, Toll-Free Roadside Assistance covers towing, jump-starts, flat tire changing, fuel, oil, or other fluid delivery, and entry when keys are locked in your vehicle.
• Emergency Travel Expense up to $500 for lodging, meals, and transportation if your car breaks down more than 100 miles from home.

The Mechanical Repair Coverage is:

• Good for use at authorized automobile dealers or repair facilities in the US and Canada
• Transferable if you sell your vehicle to a private party
• Cancelable at any time on a pro-rata basis
• Convenient with toll-free customer service and communications
• Hassle-free because the repair facility is paid directly by the Plan
• Flexible since you can choose coverage and terms (months and miles) that match your vehicle and driving habits.

*Choose the coverage you need. Platinum Coverage includes:

1) Engine
2) Transmission
3) Front Wheel Drive
4) Rear Wheel Drive
5) Steering
6) Front Suspension
7) Brakes
8) Electrical
9) Air Conditioning
10) Additional Gold Components & Parts
11) Plus hundreds of additional parts (exclusions apply)

Gold Coverage includes #1 – 10. Silver Coverage includes #1 – 9.

Contact us to get a quote and apply for an Auto Loan online and get a 90-second response!

*This is only a summary of the provisions of the Mechanical Repair Agreement/Mechanical Breakdown Insurance Policy. Read your Agreement Policy for specifics. In those states where Member’s Choice Mechanical Repair Coverage is offered as an insurance product, it is underwritten by Virginia Surety Company, Inc., Glenview, IL.

Coverage can be purchased when you buy your vehicle, when get an auto loan at Allegacy to purchase your vehicle, or when you refinance your loan from another institution at Allegacy. You can also purchase coverage other than at the time of the loan as long as the vehicle has at least one month and 1,000 miles remaining on the manufacturer’s full warranty on the date you purchase the agreement. Coverage options Platinum, Gold, & Silver have exclusions and limitations. Please contact us for more details.