Use the convenient chart below to compare the features of our various checking accounts to find the account that is right for you. You can apply for any of our checking accounts online by clicking on the "Secure Forms" icon inside WebBanking. If you are not currently registered for WebBanking, here is more information.
Benefits |
SmartRate |
Eagle Plus |
Golden Eagle
(Age 50+) |
Totally Free & Student |
Standard |
| Monthly Service Charge |
FREE with 10 check card transactions, eStatements and Direct Deposit or ACH auto debit |
$5 or no charge with $35,000 combined balance
($4 age 50+) |
$2.50 or FREE with Direct Deposit |
None |
$2.50 or FREE with Direct Deposit |
| Minimum Balance |
None |
None |
None |
None |
None |
| Dividends |
|
|
|
None |
None |
| Free Checks (Standard Style) |
None |
|
|
None |
None |
| Free Visa® Check Card with Rewards |
 |
|
|
|
|
| Free Direct Deposit |
|
|
|
|
|
| Overdraft Protection Options |
if approved |
if approved |
if approved |
if approved |
if approved |
| Free Travelers Checks |
|
|
|
|
|
| Free WebBanking™ and PhoneBanking |
|
|
|
|
|
| Free WebPay and Free eStatements |
|
|
|
|
|
| Minimum Opening Balance |
$50 |
$50 |
$50 |
$50 |
$25 |
| Unlimited Check Writing |
|
|
|
|
50 per statement period |
| Free Cashier's Checks |
|
|
|
|
|
| Free 3 x 5 Safe Deposit Box (if available) |
|
|
|
|
|
| Complimentary Financial Review & Free Insurance Analysis with Allegacy Investment Group |
|
|
|
|
|
| Value Added Benefit Package |
|
|
|
|
|
| Fee for Using Non-Allegacy ATMs |
Reimbursed if requirements are met |
None |
None |
None |
|
