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Allegacy strives to make all aspects of car ownership more affordable and less frustrating by offering a variety of automotive services that are designed to help you save time and money - whether you're shopping for your first or next set of wheels. For drivers who love their current car but hate their monthly payment, Allegacy offers auto refinancing. With smarter ways to find, fund and insure your car, Allegacy helps put you further down the road toward financial freedom.

Apply Now!New Auto Loans
Get low rates, low monthly payments and up to 100% financing.

New Autos

  • Loan approval good for 60 days.
  • Maximum loan amount cannot exceed MSRP + 10%.
  • New Vehicles are classified as previous year, current year or future year with less than 5,000 miles.
  • Proof of Insurance and additional paperwork from dealer required.
  • Interest Rate subject to determination of applicant(s) creditworthiness.

New Van Conversions

  • Loan approval good for 60 days.
  • Maximum loan amount cannot exceed 90% list on Chassis and 50% of conversion price.
  • New Vehicles are classified as previous year, current year or future year with less than 5,000 miles.
  • Proof of Insurance and additional paperwork from dealer required.
  • Additional paperwork might be required to be signed.
  • Interest Rate subject to determination of applicant(s) creditworthiness.

Used Auto Loans
Lock in low rates for up to 72 months on vehicles under 100,000 miles.

Used Autos

  • Loan approval good for 60 days.
  • Maximum loan amount cannot exceed retail value established in Southeastern edition of NADA guide.
  • Maximum age of vehicle: 7 years old.
  • Maximum mileage cannot exceed 100,000 miles.
  • Proof of Insurance and additional paperwork required.
  • Interest Rate subject to determination of applicant(s) creditworthiness.

Used Van Conversions

  • Loan approval good for 60 days.
  • Maximum loan amount cannot exceed NADA plus 10% chassies.
  • Maximum mileage cannot exceed 100,000 miles.
  • Proof of Insurance and additional paperwork from dealer required.
  • Additional paperwork might be required to be signed.
  • Interest Rate subject to determination of applicant(s) creditworthiness.

Extended Mileage Auto Loan
Available for used autos with 100,000+ miles.

  • Loan approval good for 60 days.
  • Maximum loan amount cannot exceed retail value established in Southeastern edition of NADA guide.
  • Maximum age of vehicle: 10 years old.
  • Maximum mileage can exceed 100,000 miles.
  • Proof of Insurance and additional paperwork required.
  • Interest Rate subject to determination of applicant(s) creditworthiness.

Motorcycle Loan
Available for new and used motorcycles up to 6 years old.

  • Loan approval good for 60 days.
  • Maximum loan amount for new: Up to 90% of purchase price not to exceed 10% over MSRP.
  • Maximum loan amount for used: Up to 90% of NADA loan value.
  • Maximum age of motorcycle: 6 years.
  • Must be authorized for highway use.
  • Proof of Insurance and additional paperwork required.
  • Interest Rate subject to determination of applicant(s) creditworthiness.

Auto Refinancing
Trade in your existing auto loan for one with a better term or rate.

  • Maximum loan amount cannot exceed retail value established in Southeastern edition of NADA guide.
  • Maximum mileage cannot exceed 100,000 miles.
  • Additional paperwork may be required.
  • Refinance must get at least $1,000 in new money.

CUABS (Credit Union Auto Buying Service)
Let us locate, negotiate, finance and deliver your next car for you.

GAP (Guaranteed Asset Protection)
Low cost coverage for the gap in your car's value and your loan balance.

Auto Insurance*
Get discounts on auto insurance through our partnership with Nationwide®.

 

*Products underwritten by Nationwide Mutual Insurance Company and Affiliated Companies. Nationwide Lloyds (home insurance) and Nationwide Property & Casualty Companies (in TX). Home Office: Columbus, OH 43215. Subject to underwriting guidelines, review, and approval. Products and discounts not available to all persons in all states. Nationwide, the Nationwide framemark, and On Your Side, are federally registered service marks of Nationwide Mutual Insurance Company. © 2009 Nationwide Mutual Insurance Company. All rights reserved.

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Learn how we can save you time and money
when shopping for your next car.

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