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Allegacy strives to make all aspects of car ownership more affordable and less frustrating by offering a variety of automotive services that are designed to help you save time and money - whether you're shopping for your first or next set of wheels. For drivers who love their current car but hate their monthly payment, Allegacy offers auto refinancing. With smarter ways to find, fund and insure your car, Allegacy helps put you further down the road toward financial freedom.

Apply Now!Auto Loans

  • New Auto Loans
    Get low rates, low monthly payments and up to 100% financing.

    New Autos

    • Loan approval good for 60 days.
    • Maximum loan amount cannot exceed MSRP + 10%.
    • New Vehicles are classified as previous year, current year or future year with less than 5,000 miles.
    • Proof of Insurance and additional paperwork from dealer required.
    • Interest Rate subject to determination of applicant(s) creditworthiness.

    New Van Conversions

    • Loan approval good for 60 days.
    • Maximum loan amount cannot exceed 90% list on Chassis and 50% of conversion price.
    • New Vehicles are classified as previous year, current year or future year with less than 5,000 miles.
    • Proof of Insurance and additional paperwork from dealer required.
    • Additional paperwork might be required to be signed.
    • Interest Rate subject to determination of applicant(s) creditworthiness.
  • Used Auto Loans
    Lock in low rates for up to 72 months on vehicles under 100,000 miles.

    Used Autos

    • Loan approval good for 60 days.
    • Maximum loan amount cannot exceed retail value established in Southeastern edition of NADA guide.
    • Maximum age of vehicle: 7 years old.
    • Maximum mileage cannot exceed 100,000 miles.
    • Proof of Insurance and additional paperwork required.
    • Interest Rate subject to determination of applicant(s) creditworthiness.

    Used Van Conversions

    • Loan approval good for 60 days.
    • Maximum loan amount cannot exceed NADA plus 10% chassies.
    • Maximum mileage cannot exceed 100,000 miles.
    • Proof of Insurance and additional paperwork from dealer required.
    • Additional paperwork might be required to be signed.
    • Interest Rate subject to determination of applicant(s) creditworthiness.
  • Extended Mileage Auto Loan
    Available for used autos with 100,000+ miles.

    • Loan approval good for 60 days.
    • Maximum loan amount cannot exceed retail value established in Southeastern edition of NADA guide.
    • Maximum age of vehicle: 10 years old.
    • Maximum mileage can exceed 100,000 miles.
    • Proof of Insurance and additional paperwork required.
    • Interest Rate subject to determination of applicant(s) creditworthiness.
  • Motorcycle Loan
    Available for new and used motorcycles up to 6 years old.

    • Loan approval good for 60 days.
    • Maximum loan amount for new: Up to 90% of purchase price not to exceed 10% over MSRP.
    • Maximum loan amount for used: Up to 90% of NADA loan value.
    • Maximum age of motorcycle: 6 years.
    • Must be authorized for highway use.
    • Proof of Insurance and additional paperwork required.
    • Interest Rate subject to determination of applicant(s) creditworthiness.
  • Auto Refinancing
    Trade in your existing auto loan for one with a better term or rate.

    • Maximum loan amount cannot exceed retail value established in Southeastern edition of NADA guide.
    • Maximum mileage cannot exceed 100,000 miles.
    • Additional paperwork may be required.
    • Refinance must get at least $1,000 in new money.

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Insurance

 

*Annual Percentage Rate. All loans are subject to credit approval. Rates are based on your credit history and profile. Rates and terms are subject to change without notice. 1.69% APR effective as of 07/10/14. TYPICAL PAYMENT EXAMPLES: New vehicle: $20,500 financed for 66 months at 1.69% APR would result in an approximate monthly payment of $325.49. Used vehicle: $15,000 financed for 48 months at 1.69% would result in an approximate monthly payment of $323.41.

**Products underwritten by Nationwide Mutual Insurance Company and Affiliated Companies. Nationwide Lloyds (home insurance) and Nationwide Property & Casualty Companies (in TX). Home Office: Columbus, OH 43215. Subject to underwriting guidelines, review, and approval. Products and discounts not available to all persons in all states. Nationwide, the Nationwide framemark, and On Your Side, are federally registered service marks of Nationwide Mutual Insurance Company. © 2009 Nationwide Mutual Insurance Company. All rights reserved.

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Allegacy is federally insured by the NCUA
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