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In order to help you make smart financial choices, especially when it comes to an area that's as tricky as credit cards, Allegacy has partnered with Visa® to bring you three great Platinum Credit Card options that can actually work with your financial goals. Our cards were designed with your best interests in mind.

Apply Now!Allegacy Visa Platinum Rewards Credit Card
Earn points on everyday purchases, redeemable for travel, merchandise,
once-in-a-lifetime experiences, gift cards and cash.

  • Earn 1 point for every $1 in net retail purchases. There is no limit to the amount of rewards that can be earned; point redemption starts at just 2,500 points.
  • Redeem points at CURewards.com for travel, merchandise and once-in-a-lifetime experiences. Redeem points for cash through Allegacy.
  • Credit Limit up to $25,000 based on qualifications
  • Variable rate based on Prime (as low as Prime + 5.90% or 9.15% APR)
  • 3.99% Promotional APR for 12 months on balance transfers for newly established Allegacy Visa Platinum Rewards Credit Card Accounts. After that your APR will be 9.15% to 14.15%.*
  • Cash Advance Fee: $10.00 or 2% of the amount of each cash advance, whichever is greater
  • Free Electronic Statements and Secure Online Access

Apply Now!Allegacy Visa Platinum Credit Card
Avoid the pitfalls of high-interest debt, with a card that offers a low,
prime-based interest rate.

  • Credit Limit up to $25,000 based on qualifications
  • Variable rate based on Prime (as low as Prime + 4.90% or 8.15% APR)
  • 3.99% Promotional APR for 12 months on balance transfers for newly established Allegacy Visa Platinum Credit Card Accounts. After that your APR will be 8.15% to 13.15%.*
  • Cash Advance Fee: $10.00 or 2% of the amount of each cash advance, whichever is greater
  • Free Electronic Statements and Secure Online Access

Apply Now!Allegacy Visa Platinum Secured Credit Card
A great option for members who are just starting to build credit or
need a fresh start at establishing their good credit.

  • Credit Limit up to $2500 based on qualifications, with 115% secured
  • Variable rate based on Prime (as low as Prime + 6.90% or 10.15% APR)
  • Cash Advance Fee: $10.00 or 2% of the amount of each cash advance, whichever is greater
  • Free Electronic Statements and Secure Online Access

Benefits
All of Allegacy's credit cards were designed with your best interests in mind and offer:

  • No penalty pricing
  • No over-limit fees
  • Balance TransferNo balance transfer fees
    • 3.99% Promotional APR for 12 months on balance transfers for newly established Allegacy Visa Platinum Rewards Credit Card and Allegacy Visa Platinum Credit Card Accounts. After that your APR will be 8.15% to 14.15%.*
    • Existing Cardholders – Sign into your WebBanking account and simply choose Secure Forms and Credit Card Balance Transfer Request Form. You can also contact Member Services at 336.774.3400 / 800.782.4670.
  • Secure 24-hour Online Account Access via WebBanking
    • View up-to-the-minute account activity
    • Pay credit card bill
    • Receive monthly statement via email
    • Review past credit card statements for up to 12 months
  • Absolute fraud protection and zero liability for unauthorized card transactions

 

*All loans subject to credit. Rate based on your credit history and profile. Rates, terms and products are subject to change without notice. Introductory Rate of 3.99% is effective for balance transfers for 12 billing cycles thereafter your APR will be 8.15% to 14.15% based on your credit worthiness. This APR will vary with the market based on the Prime Rate.

Click here for Application and Solicitation Disclosure

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Allegacy is federally insured by the NCUA
Equal Housing Lender NCUA