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In order to help you make smart financial choices, especially when it comes to an area that's as tricky as credit cards, Allegacy has partnered with Visa® to bring you three great Platinum Credit Card options that can actually work with your financial goals. Our cards were designed with your best interests in mind.

Apply Now!Allegacy Visa Signature Rewards Credit Card
Earn points on everyday purchases redeemable for merchandise,
travel, cash and once-in-a-lifetime experiences.

  • 1.99% Introductory APR for 12 months on purchases and balance transfers for newly established Allegacy Visa Credit Card Accounts. After that your variable APR will be 11.15% to 14.15%.¹
  • 10,000 bonus points for spending $1,000 within the first 90 days of account opening
  • Earn 1.5 points for every $1 in net retail purchases. There is no limit to the amount of rewards that can be earned; point redemption starts at just 2,500 points.
  • Additional special benefits — such as Cell Phone Theft or Damage Protection, Enhanced Fraud Protection, 24/7 After Hours Support and more.
  • Credit Limit up to $25,000 based on qualifications
  • Variable rate based on Prime (as low as Prime + 7.90% or 11.15% APR)
  • Cash Advance Fee: $10.00 or 2% of the amount of each cash advance, whichever is greater
  • Free Electronic Statements and Secure Online Access

Apply Now!Allegacy Visa Platinum Credit Card
Avoid the pitfalls of high-interest debt, with a card that offers a low,
prime-based interest rate.

  • 3.99% Introductory APR for 12 months on balance transfers made within 60 days for newly established Allegacy Visa Credit Card Accounts. After that your variable APR will be 8.15% to 13.15%.²
  • Credit Limit up to $25,000 based on qualifications
  • Variable rate based on Prime (as low as Prime + 4.90% or 8.15% APR)
  • Cash Advance Fee: $10.00 or 2% of the amount of each cash advance, whichever is greater
  • Free Electronic Statements and Secure Online Access

Apply Now!Allegacy Visa Platinum Secured Credit Card
A great option for members who are just starting to build credit or
need a fresh start at establishing their good credit.

  • Credit Limit up to $2500 based on qualifications, with 115% secured
  • Variable rate based on Prime (as low as Prime + 6.90% or 10.15% APR)
  • Cash Advance Fee: $10.00 or 2% of the amount of each cash advance, whichever is greater
  • Free Electronic Statements and Secure Online Access


COMING SOON! - Apple Pay™ for Allegacy Visa® Credit Cards



Benefits
All of Allegacy's credit cards were designed with your best interests in mind and offer:

  • No penalty pricing
  • No over-limit fees
  • Balance TransferNo balance transfer fees
  • Secure 24-hour Online Account Access via WebBanking
    • View up-to-the-minute account activity
    • Pay credit card bill
    • Receive monthly statement via email
    • Review past credit card statements for up to 12 months
  • Absolute fraud protection and zero liability for unauthorized card transactions

 

¹All loans subject to credit approval. Introductory 1.99% APR on purchases and balance transfers made within 12 months of account opening. After that, the variable APR for the unpaid balance and any new balance transfers will be 11.15%-14.15% APR (based on your credit history and profile) and will vary with the market based on the Prime Rate. There is no fee for balance transfers. APR effective as of 07/01/15.

²All loans subject to credit approval. Introductory 3.99% APR good for 12 months on balance transfers made within 60 days of account opening. After that, the variable APR for the unpaid balance and any new balance transfers will be 8.15%-14.15% APR (based on your credit history and profile) and will vary with the market based on the Prime Rate. There is no fee for balance transfers. APR effective as of 07/01/15.

Click here for Application and Solicitation Disclosure

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