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In order to help you make smart financial choices, especially when it comes to an area that's as tricky as credit cards, Allegacy has partnered with Visa® to bring you three great Platinum Credit Card options that can actually work with your financial goals. Our cards were designed with your best interests in mind.

Apply Now!Allegacy Visa Signature Rewards Credit Card
Earn points on everyday purchases redeemable for merchandise,
travel, cash and once-in-a-lifetime experiences.

  • 1.99% Introductory APR for 12 months on purchases and balance transfers for newly established Allegacy Visa Credit Card Accounts. After that your variable APR will be 11.15% to 14.15%.¹
  • 10,000 bonus points for spending $1,000 within the first 90 days of account opening
  • Earn 1.5 points for every $1 in net retail purchases. There is no limit to the amount of rewards that can be earned; point redemption starts at just 2,500 points.
  • Additional special benefits — such as Cell Phone Theft or Damage Protection, Enhanced Fraud Protection, 24/7 After Hours Support and more.
  • Credit Limit up to $25,000 based on qualifications
  • Variable rate based on Prime (as low as Prime + 7.90% or 11.15% APR)
  • Cash Advance Fee: $10.00 or 2% of the amount of each cash advance, whichever is greater
  • Free Electronic Statements and Secure Online Access

Apply Now!Allegacy Visa Platinum Credit Card
Avoid the pitfalls of high-interest debt, with a card that offers a low,
prime-based interest rate.

  • 3.99% Introductory APR for 12 months on balance transfers made within 60 days for newly established Allegacy Visa Credit Card Accounts. After that your variable APR will be 8.15% to 13.15%.²
  • Credit Limit up to $25,000 based on qualifications
  • Variable rate based on Prime (as low as Prime + 4.90% or 8.15% APR)
  • Cash Advance Fee: $10.00 or 2% of the amount of each cash advance, whichever is greater
  • Free Electronic Statements and Secure Online Access

Apply Now!Allegacy Visa Platinum Secured Credit Card
A great option for members who are just starting to build credit or
need a fresh start at establishing their good credit.

  • Credit Limit up to $2500 based on qualifications, with 115% secured
  • Variable rate based on Prime (as low as Prime + 6.90% or 10.15% APR)
  • Cash Advance Fee: $10.00 or 2% of the amount of each cash advance, whichever is greater
  • Free Electronic Statements and Secure Online Access


Apple Pay now available.
Use Apple Pay™ and your Allegacy Visa® card to pay the easy, secure and private way.




Benefits
All of Allegacy's credit cards were designed with your best interests in mind and offer:

  • No penalty pricing
  • No over-limit fees
  • Balance TransferNo balance transfer fees
  • Secure 24-hour Online Account Access via WebBanking
    • View up-to-the-minute account activity
    • Pay credit card bill
    • Receive monthly statement via email
    • Review past credit card statements for up to 12 months
  • Absolute fraud protection and zero liability for unauthorized card transactions
Features Signature Rewards Platinum
Standard Introductory Reward 10,000 bonus points for spending $1,000 in the first 90-days None
Core Reward 1.5 points per dollar spend None
Bonus Reward 5,000 bonus points for spending $50,000 annually None
Balance Transfer Fee $0 $0
Annual Fee $0 $0
Lowest Contract APR 11.15% APR variable 8.15% variable
Additional Security Enhanced Fraud Protection Standard Protection
After Hours Support 24 x 7 None

Auto Rental Collision Damage

Offers insurance coverage for automobile rentals made with your Allegacy Platinum or Signature Credit Card

Yes Yes

Road Side Assistance

Provides you security and convenience wherever your travels take you (a pay-per-use program)

Yes Yes

Cellular Telephone Protection

Reimburses you up to $250³ for damage to or theft of a Cellular Wireless Telephone service made with your Allegacy Signature Credit Card

Yes  

Baggage Delay Reimbursement

Reimburses you up to $100 per day for 3 days in the event of a Baggage Delay when travel purchased with your Allegacy Signature Credit Card.

Yes  

Travel and Emergency Assistance Services

Offers services designated to help you in case of an emergency while traveling such as connecting you with local emergency and assistance resources.

Yes  

Signature Concierge

Provides you complimentary Concierge service, featuring 24-hour assistance with travel planning, dinner reservations and more.

Yes  

Signature Perks

Additional benefits and offers for travel packages, savings and upgrade at leading hotels, exclusive movies discounts, fine wine and food experiences, exceptional offers for NFL events and game-day events, and shopping discounts at premium retailers (Visit VISA.com/Signature for more details).

Yes  

Travel Accident Insurance

Offers insurance coverage for accidental loss of life, limb, sight, speech or hearing while traveling.

Yes  

Warranty Manager

Provides you valuable features to help manage, use and even extend the warranties of eligible³ items purchased with your Allegacy Signature Credit Card.

Yes  

 

¹All loans subject to credit approval. Introductory 1.99% APR on purchases and balance transfers made within 12 months of account opening. After that, the variable APR for the unpaid balance and any new balance transfers will be 11.15%-14.15% APR (based on your credit history and profile) and will vary with the market based on the Prime Rate. There is no fee for balance transfers. APR effective as of 07/01/15.

²All loans subject to credit approval. Introductory 3.99% APR good for 12 months on balance transfers made within 60 days of account opening. After that, the variable APR for the unpaid balance and any new balance transfers will be 8.15%-14.15% APR (based on your credit history and profile) and will vary with the market based on the Prime Rate. There is no fee for balance transfers. APR effective as of 07/01/15.

³Refer to Guide to Benefits for full details.

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