header image

The future can mean twenty years from now, or it can mean tomorrow. It includes all the milestones you're looking forward to, like buying a house, starting a family, taking a vacation or retiring. It can also include the unexpected events that keep life interesting. Regardless of where you are in life or what your financial goals may be, Allegacy is certain to have a Savings Account or Certificate that's right for you. While each account offers unique benefits, they all provide a level of confidence that comes from knowing you're laying a firm foundation for the future.

Open a Savings, Checking or Certificate now.

Daily Access
Open with just $5 and start earning a competitive rate on your balance.

  • Six transfers/withdrawals a month as long as funds are available
  • Earns one competitive rate for all balances in the account
  • Dividends are compounded daily
  • Minimum of $5 to open account

AllHealth Wellness Account
A healthy life means having healthy finances too.

That's why we've partnered with the YMCA of Northwest North Carolina to provide you a program that offers financial rewards for your visits to the Y.

*APY = Annual Percentage Yield. Rates are effective as of 01/01/16 on balances up to $10,000. Rates are variable and subject to change. All balances earn 0/10% APY. Minimum balance required to open account and earn dividends is $5.00. Dividends are earned at different rates based on the number of visits made to the YMCA of Northwest NC (“YMCA”) in the previous month, as provided by the YMCA. One account per household. One visit per household per day. All requirements must be met to earn highest dividends. Some transfer/withdrawal limitations and restrictions may apply. Fees may reduce the earnings. Offer only available to consumers.

Health Savings Account (HSA)
Start planning and saving for future medical expenses with this tax-deductible savings account.

  • No fees
  • Minimum of $5 to open account
  • Transactional savings with no preprinted checks, debit card access only
  • Online and Phone, inquire only
  • Payroll deposits accepted
  • Primary account holder
    • Employee only may inquire
    • Employee to provide account information to employer
    • Employee to provide deposit information to employer
    • Responsible for monitoring

Holiday Club
Avoid the credit crunch of holiday spending by saving up all year long.

  • No transfers or withdrawals are allowed
  • Funds are transferred into your primary savings account on October 1 each year
  • Minimum of $10 to open account

Vacation Club
Imagine knowing your vacation is paid for before you pack your bags.

  • No transfers or withdrawals are allowed
  • Funds are transferred into your primary savings account on April 1 each year
  • Minimum of $10 to open account

Money Market
Earn higher yields and enjoy the flexibility of a low minimum balance.

  • No service fees
  • Dividends are compounded and paid monthly
  • Rates are subject to change
  • Access funds with free checks (Some withdrawal limitations may apply)
  • Set up automatic transfers to your Money Market

Open with as little as $500 and watch your money grow safely over time.

  • Certificates are available at 3 month, 6 month, 9 month, 12 month, 18 month, 2 year, 3 year and 5 year increments
  • Can be set up as a Regular or IRA Certificate
  • Minimum amount required to open a Certificate is $500
  • For your convenience, Certificates are automatically renewable

Articles to Help You Decide:

Additional Resources:

Allegacy is federally insured by NCUA and is an Equal Housing Lender. © 2017 Allegacy Federal Credit Union
Equal Housing Lender NCUA