Why is it so important to own life insurance?  It's simple—because you love your family and care about protecting them against a financial risk in the event of premature death.  Life insurance not only provides financial security for your loved ones, but can also help with important liquidity issues regarding various taxes, estate planning, and income loss.

Thinking of the future without ourselves in it can be emotionally difficult, but preparing for this event will bring “peace of mind,” and allow you to live life as you wish.

There are several life changing events to trigger the need for life insurance: marriage, children, homeownership, education, owning a business, income replacement among others.  Futhermore, life insurance is an important tool used in financial, retirement, and estate planning.

Two Primary Types of Insurance

• Term insurance- temporary insurance that traditionally costs less to own.
• Permanent insurance- lifetime coverage allows for cash build up which can provide important living benefits such as paying for college tuition.  Typically, the best valued type of insurance over time.

We can help you determine the coverage that is best for you.

If you already own life insurance, we applaud you.  If you would like a free policy review to ensure proper coverage and beneficiary designations are in order, please contact us.  Also, if you own life insurance policy that was purchased more than 5 years ago, now is a great time to review your policy to make sure you have the best price and coverage needed.

Please contact Member Services for more information.